Published inMaking of a Millionaire·PinnedMember-onlyOne Reason Why Couples Move In Too QuicklyIs it all because of love? — Why save money, of course? “I love you. You love me. Let’s live together and save money on housing so that we can save money.” It’s an emotional and financial thing that frequently happens in relationships. Sometimes it makes sense because the two people are ready and willing to explore…Relationships3 min readRelationships3 min read
PinnedMember-onlyMy Trending Stories & FREE EbooksTrending Stories Finance 25 Extreme Personal Finance Tips 14 Habits To Get You In the Top 1% 10 Pieces of Advice Broke People Give Level Two: 25 Extreme Personal Finance Tips The Wretched Truth: You Can’t Afford Your Car Many Women Want To Be Cared For Financially Saving Your First 100k Is Like…Reading2 min readReading2 min read
Published inILLUMINATION·1 day agoMember-onlyHow Much Time Are You Spending On Your Escape Box?One of the biggest productivity destroyers — 1 Year Of No TVs In My Home I’m heading into my one-year mark of not owning a TV. It’s one of my little experiments. I watch TV occasionally, but it’s much less frequent since I don’t own a physical TV. TV feels good. It’s a comfort mechanism. Even though I didn’t spend much time in front of…Productivity3 min readProductivity3 min read
Published inDataDrivenInvestor·2 days agoMember-onlyIf He Were A Millionaire, This Is How He’d LiveToo many delay experiences for no good reason — While I was cleaning out my car, a guy told me if he were a millionaire, he would pay to get his car cleaned. My curious self wondered why a person would need to be a millionaire to get someone to clean their car. It’s an affordable service that can…Psychology3 min readPsychology3 min read
Published inMaking of a Millionaire·3 days agoMember-onlyLearn To Walk Away From Purchases With EaseWho's in control? — It's tough out here. There is a constant supply of more stuff to buy. The stuff looks good, feels good, and gives that temporary high of having a new thing. On top of these variables, most people around us are constantly obtaining new stuff. And people are competing against each…Psychology3 min readPsychology3 min read
Published inMaking of a Millionaire·6 days agoMember-only10 Ways Women Can Increase Financial IndependenceDo the opposite and avoid vice-like conformity — Though this is slowly changing, women are historically less economically successful and independent than men. To shift this dynamic, actions must be taken, which I’ve implemented myself to create financial independence. 10 Ways Women Can Increase Financial Independence 1. Don’t rely on others to cover or help cover your financial expenses. Never rely on others to cover your financial expenses. Maintain self-sufficiency. Don’t seek a savior. Don’t seek a helping…Finance4 min readFinance4 min read
Published inDataDrivenInvestor·6 days agoMember-only10 Things To Avoid If You Want To Build Wealth#2 Chasing The Flash — 1. Overspending The only things that come from consistent overspending are a negative net worth and debt. Spending more than you earn is one of the most significant wealth-building barriers. 2. Chasing the flash There is nothing wrong with owning nice things, but you should avoid obtaining nice things at the expense of your financial well-being. …Psychology4 min readPsychology4 min read
Published inDataDrivenInvestor·6 days agoMember-onlyYour House Is A Liability Until It’s Making You A Profit Or You Own ItDon’t be fooled — Is your home bringing you money or taking money out of your pockets? Is your home paid off, or are you still making payments? Buying a house is really “renting to buy.” The average person will not pay off their house for decades. Until you pay off that mortgage, that…Investing3 min readInvesting3 min read
Published inDataDrivenInvestor·Sep 12Member-onlyConsider Holding 50% Of Your Home Value In Your Portfolio Before Buying.Before buying a house, consider creating a robust financial foundation — Many who buy a home today don’t put down a 20% down payment because they don’t have access to that type of cash flow. On top of that, they likely need a robust financial portfolio for their age bracket. Most are behind on retirement. Being cash-poor is a common theme…Economics3 min readEconomics3 min read
Published inDataDrivenInvestor·Sep 7Member-onlyWhy You Should Keep 10–25% Of Your Networth LiquidContrary to popular trends, cash is an intelligent asset — To many, keeping too much cash is like burning your money since inflation constantly rises. However, holding a specified amount of cash is a prudent way to hedge your invested money. Cash can’t lose more than 3–4% per year or the average annual inflation rate. Your invested money, on the…Money3 min readMoney3 min read
