Author @ 11 Years Old & Author of 500+ Books — Viral Articles 25 Extreme Personal Finance Tips My White Friend Doesn’t Believe In Systemic Racism I Lost My Friend of 11 Years to a Conversation About Race 14 Habits To Get You In the Top 1% 70 Life Lessons I’ve Acquired Before Hitting 30 I’m Not Sure I Should Max…

Elevate Your Money — Top Finance Articles By Destiny S. Harris Take Control of Your Life, By Taking Control of Your Financesdestinyharris.medium.com Tip 1 Keep your rent/mortgage payment 10–15% (or less) of your net income. Tip 2 Avoid car payments. If you decide to take on a car payment, have the cash (in your bank account) to buy the car outright. Tip 3 Keep your net worth positive — at all times.

We place more value on our present life v. our future life — I saw a trailer for the new Batman moving coming out not too long ago, and at the end of the trailer was a bizarre call to action that said: You can pre-order tickets now. But when I saw this trailer, the movie wasn’t coming out for another couple of…

Going into debt for things that don’t add up in value — What is reverse hustling? Reverse hustling is moving in the opposite direction of financial freedom and independence; it is going into debt for things that depreciate relatively quickly. Furthermore, it is accumulating things in exchange for a diminishing net worth and decreased access to financial resources. Are you buying more assets (i.e., investments), or…

Up the ante. Up your self-worth — Sometimes, the experiences, things, and people we want in our lives seem completely impossible to obtain because we’re so wrapped up in our past, experiences, and beliefs of who we are and what we can and cannot experience. Ultimately, it boils down to a lack of self-worth. Who told us…

The more you enjoy the journey, the more you enjoy the process of achieving your goals — In the previous article, “Avoid Burnout By Taking A Vacation,” we explore how beneficial taking breaks can be for your productivity. The same benefit applies to rewards. How often do you reward yourself for completing a goal? Most people don’t, and if they do, it’s with food or drinking; it’s…

It always gets better as long as you allow it — Things that go differently than expected won’t always make sense in the beginning, but in the end, they will. Trust the entire process; don’t rush through it. Don’t let negative emotions and thoughts stick around in your mind. Don’t take things so seriously. Keep living. Enjoy life. Explore yourself deeply…

And Accept Them Graciously — I was recently experiencing a downward mental spiral. I knew exactly what I was doing; I was stressing out about the wrong thing and hyper-focused on a negative outcome. Though I maintained some objectivity, I was still allowing myself to get mentally caught up, which was distracting and very cumbersome…