Elevate Your Money — Top Finance Articles By Destiny S. Harris Take Control of Your Life, By Taking Control of Your Financesdestinyharris.medium.com Tip 1 Keep your rent/mortgage payment 10–15% (or less) of your net income. Tip 2 Avoid car payments. If you decide to take on a car payment, have the cash (in your bank account) to buy the car outright. Tip 3 Keep your net worth positive — at all times.

STOP Taking Advice From Broke People — The average broke person doesn’t look broke but take a look at their financial portfolio, and you’ll find nothing worthy to boast about. It’s a phenomenon that broke people give financial advice with 100% confidence, and it’s usually way off base. I’ve received ample financial advice through the years, much…

Which is why most people will always be broke — Most people have one job or income source. Most people are in debt. Most people buy more things than they can afford. Most people seek external validation from people they know and don’t know to feel better about themselves. This is our reality. But then, there are a subset group…

Have your own — A woman told me her husband tried to take her car — her only mode of transportation. Another woman told me she found her partner was cheating on her. Ultimately, her partner kicked her out of their house, and she became homeless. She didn’t have enough to get her own…

My soft introduction to real estate — If you want to get into real estate but don’t have the funds or credit profile to buy a physical property, there are other options, such as REITs. I’ve come across several people in the past few weeks that are intrigued and involved in investing in addition to having plans…

For Non-Fiction Writers — Tell your story. Share your lessons, ideas, wisdom, sorrows, joys, and victories, and losses. There is always at least one person out in the world who could benefit from your words. You can never allow someone to benefit from your writing if you don’t get vulnerable enough to share. Most…